Also called debt ratio or debt level, the debt ratio is one of the financial indicators most used by bankers. According to Statistics Canada, it reached an all-time high of 181.7% in 2022. In other words, there was $1.81 of debt in the loan market for every dollar of income. And you, do you know …
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According to an OpinionWay survey for Floa Bank, 31% of French people used payment in several instalments in 2021, compared to 25% in 2020. This method of payment is therefore increasingly used by consumers, as it is an effective solution for balancing their budget. Do you also want to pay for your purchases in installments …
When an unexpected expense arises, many people find themselves in a bind. In fact, a recent survey found that 51% of respondents said they would have to sell something they owned or borrow money to cover an emergency expense of $250. The solution is to build an emergency fund. Even $200 in the bank can …
Bank file by the Banque de France, your chances of obtaining a conventional loan are almost non-existent. Looking for a scam-free financing solution, turn to the loan from person to person, also called PAP or P2P. Getting money loaned when you are banned from banking is now possible in France. Discover how the loan between …
To make ends meet easily, there are tips and good plans. Renting your home, your car, your parking space, your garage, your tools can provide you with comfortable income. Helping out by earning money has never been easier. Also think about good consumption plans with online banks. Sport bets, win the jackpot Online gaming sites …
Do you have outstanding debts, debts or monthly payments that are difficult to repay? Have you thought about buying back credit, which stabilizes your accounts? It is possible to buy back credit with a wage garnishment. We explain what it involves and the procedure to follow. Why a credit redemption? When an establishment buys back …
You have already heard of Bitcoin, perhaps without knowing what it really was… This alternative currency, called cryptocurrency, offers a number of advantages. Cryptocurrency is a good investment. Find out what these currencies of the future are all about and which ones are showing the most promise. What is a cryptocurrency? Cryptocurrency is a fully …
Do you need to find money very quickly? In the event of an emergency, there are easy and effective solutions for obtaining liquidity. We give you the right plans for your urgent money needs. Get money easily or use legal remedies to supplement your end of the month very quickly. Obtain credit within 24 hours …
Many brands regularly seek consumers to test their new products. To be part of a consumer panel, nothing very complicated. Follow our advice to receive free samples, benefit from promotions on products to test, earn money as a product tester… We tell you all about this easy way to make ends meet and brighten up …
Are you planning to invest your money in an investment? Before investing your savings in a product or in the stock market, find out what to do. Mistakes are to be avoided so as not to put your money at risk. Learn about the investment product Before investing your money in an investment, educate yourself …