Hearing loss is a health problem that affects adults and children alike, but it can be treated appropriately like relieving tinnitus with some good advice. To help you regain good hearing, you can wear hearing aids. For their purchase, you will be able to benefit from a reimbursement, whether from social security or from your mutual health insurance. However, care depends on several criteria, including the patient’s age and level of disability, among others. Details on reimbursement for a hearing aid!
Social security reimbursement for a hearing aid
Social security covers part of the purchase of your hearing aid. However, the acquisition must be justified by a medical prescription from an ENT specialist. In addition, hearing aids and their accessories must also be part of the list of products reimbursable by social security health insurance. It is important to note that the visit to your doctor before that to the ENT specialist is not an obligation. However, consulting your doctor beforehand allows you to benefit from a better reimbursement rate by health insurance. In addition, you should also know that social security covers various benefits related to the possession and use of a hearing aid. Overall, however, health insurance reimburses only 60%, at most, of all the care and services required for the maintenance and use of the hearing aid.
Reimbursement of a hearing aid by complementary health insurance
The reimbursement of your hearing aid by a mutual or complementary health insurance is not carried out in the same way as with social security. Indeed, the terms and percentage of reimbursement vary depending on the organization in question, but also on the different options subscribed to in the contract signed when subscribing to the mutual. Thus, reimbursement by your complementary health insurance for your hearing aid does not depend on its amount. The reimbursement amount can be calculated in two different ways, either as a percentage of the social security base which is 100% or 60%, or as a lump sum on the purchase of each hearing aid. In some cases, the reimbursement by package is also calculated on the total price of the hearing aid. If the mutual or complementary health insurance offers reimbursement of the co-payment, the insured receives 100% reimbursement from social security.
A standardized quote to get your hearing aid reimbursement
Whether it is for a reimbursement from social security or from your complementary health insurance, you will have to present a standardized estimate to the health insurance. Indeed, the specialist doctor performs a series of tests to assess the level of your hearing loss. It will be from the results of the tests that he will carry out the standardized estimate. In this document will be displayed all the costs, both for the purchase of the device and for the various related services. Find some good advice on how to better choose your hearing aid!