Crédit Agricole is one of the classic banks well known to the French. Moreover, the financial institution is among the organizations that have the most customers. On the territory, there are several regional mutuals. Among them, the Crédit Agricole Alsace Vosges which covers three departments. Discover the particularities of this organization and its complete offer in terms of bank cards, savings books, additional services, online account… Everything you need to know about the CA Alsace Vosges including its pricing.
Who is Crédit Agricole Alsace Vosges?
Crédit Agricole is made up of 2,447 local and regional banks. All of these local savings banks hold most of the capital of the 53 Regional Banks with nearly 10 million members and 30,000 directors.
It is a bank intended for all customers: individuals, farmers, professionals, companies, local authorities. Its regional roots make it one of the banks of the daily life of the French.
On the other hand, the financial institution offers an adapted offer in savings, investments, life insurance, loans, means of payment and damage insurance. In addition, Crédit Agricole is positioned on almost all local markets in France. The bank has 27 million individual customers.
Among the 53 regional banks present on the territory, there is the Crédit Agricole Alsace Vosges which presents itself as a cooperative society. It covers 3 departments : Bas-Rhin, Haut-Rhin and Vosges. CA Alsace Vosges sells a full range of financial products and services.
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How to open an account at Crédit Agricole Alsace Vosges?
To open a bank account in a Crédit Agricole Alsace Vosges branch, there is two possibilities : complete the process online or go to a branch.
On the Internet
The first step is to complete the dedicated online form: https://www.ca-alsace-vosges.fr/Formulaires/Vitrine/p-86213.jsp?objet=DEVENIR%20CLIENT
You must then state your identity and send your contact details. You also have the option of typing the body of your message. Note that the form is completely secure.
Then, an advisor will contact you by phone or email to confirm your request.
To open an account in an agency, you must first make an appointment with an advisor by filling out the dedicated form: https://www.ca-alsace-vosges.fr/Formulaires/Vitrine/p-84132.jsp?objet =BECOME%20CUSTOMER
An online tool also allows you to locate the bank branch closest to your home in order to complete the additional procedures: https://www.ca-alsace-vosges.fr/banque-assurance.html
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Account to Compose
With the Account to compose, you select the services that best match your profile. This is a personalized offer that can evolve according to your needs. Le Compte à Composer is built around a base. This allows you to operate your deposit account on a daily basis thanks to essential services.
Among the different modules, there are:
- control of your overdraft;
- securing your insurance budget with the reimbursement of your contributions in the event of financial difficulty;
- the follow-up of your accounts and the remote purchase, etc.
The Eko offer
Eko combines a card and an application for 2 euros monthly. In addition, this is an offer with:
- international Mastercard, usable worldwide;
- withdrawals from CA ATMs as well as a flat rate of 25 withdrawals per year from other ATMs in France and in EU member countries;
- a balance control card to control your budget and anticipate overdraft risks;
- the possibility of paying without contact;
- insurance guarantees and assistance included;
- the My Bank application to monitor accounts on a daily basis;
- an SMS alert in the event of a balance of less than 20 euros;
- no overdraft allowed.
Crédit Agricole Alsace Vosges offers a wide range of bank cards. Beyond the simple means of payment, the cards offer insurance and assistance services, in addition to numerous advantages to make life easier (car rental without deposit, for example).
Among the blue cards available, there are:
- the company card;
- another low-cost card (18.40 euros per year);
- Gold Mastercard;
- Gold Mastercard Cartwin;
- Mastercard Cartwin;
- Mozaic map;
- Visa Classic card;
- Visa Infinite Card…
CA Alsace Vosges, like any traditional bank, also offers savings products and in particular passbooks:
- A booklet ;
- Sustainable and Solidarity Development Booklet;
- Young Mozaic booklet;
- THE P ;
- Housing savings (PEL, CEL, etc.);
- Term savings (PEP Orchestral Bleu)…
Contactless or smartphone payment
To save time during your transactions, you can use contactless payment or pay for your purchases via your smartphone. In this way, you do not enter your four-digit confidential code.
Access to online accounts
Crédit Agricole Alsace Vosges allows you to consult your current account, your savings as well as your current credits or insurance contract by telephone or Internet.
Three offers are thus proposed:
- Vision: management of your personal accounts;
- Vision +: subscription to remote banking services to manage all of your accounts and your external transfers;
- Action: offer with access to stock market transactions.
From your home, you can request an RIB or a checkbook, and carry out all your day-to-day operations (making a transfer, managing your stock market portfolio, etc.).
To access all your services securely, whether by phone or online, you use the same unique personal code.
This service allows you to receive a notification when your account is at risk of being overdrawn.
This is a package billed at 2 euros per month.
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In the ranking of the 127 cheapest banks in France, Crédit Agricole Alsace Vosges figure at 37th rank.
Maintaining a standard account costs 18 euros per year (1.50 euros per month). On the other hand, for an inactive account, the amount is 30 euros per year. Insurance for loss or theft of means of payment costs 24 euros per year, or 2 euros per month.
With regard to the Eko offer, be aware that the products and services not included in the offer are invoiced according to the tariff schedule in force.
As for the Internet subscription, it is free.
You can find all the rates applied to 1er January 2019 on the CA Alsace Vosges website: https://www.ca-alsace-vosges.fr/nos-tarifs.html
Online account: how to access it?
To access your online accounts, simply click on the “access my accounts” button, located at the top right of the window.
You must then enter your 11-digit identifier which appears on your account statements. Then, enter your 6-digit confidential code using the virtual keyboard.