In our daily life, there are many risks. Nobody is safe from a burglary, a car breakdown or a health concern. But it is not always easy to find the insurance best suited to each situation. In this case, why not use an online insurance comparator? It will allow you to save money and find very quickly what suits you.
There are many offers on the insurance market. Each insurer has its specificities and its in-house formulas. If you want to find what you need, it is worth comparing these offers with each other.
Indeed, you cannot be content to study the proposals of one or two insurers. So you decide to contact several of them. You can phone them or even visit each of them. But how long will it take you? The process will quickly become long and tedious.
While an online comparator saves you valuable time. At the beginning, you are simply asked to fill out a form to find out about your profile and your specific needs.
This document is quite specific. For car insurance, for example, you are asked to indicate the make and type of vehicle. If this is your current car, you must specify the date of first registration and other details. Despite the amount of information requested, the form is completed in a few minutes.
This done, you access the offers in a few clicks. In total, it will have taken you less than five minutes to find a suitable offer.
The comparator allows you to avoid unnecessary expenses. This is no small advantage. First, the service itself is free.
In addition, the comparator selects for you, in collaboration with its partners, the insurance contracts that seem the most advantageous for you. In other words, those with the best value for money.
It therefore presents, for each offer, a free estimate, which will give you the necessary elements to make an informed decision.
Read also: How to save money on your home insurance?
An easy choice
One of the advantages of this system is that it makes it much easier to choose insurance. The comparator presents you the offers in an order that favors the best of them.
It also informs you about the guarantees offered. This help is welcome, as it clears the ground for you. The hierarchical presentation of the offers allows you to immediately discover those which are proposed to you in priority.
You will therefore not have to examine a large number of contracts. And, because each offer is summarized and explained in a simple way, you won’t have to unravel the intricacies of often complex insurance documents. In addition, the information given is updated on a regular basis.
In addition, they are not oriented, at least if you are dealing with an independent comparator. In this case, the comparator remains impartial, it does not seek to influence you.
You are thus reassured by the fact of knowing that its purpose is to help you. And of course, you are free, after having examined the proposed offers, to choose the one that suits you best. Finally, the offers selected appear in the form of a summary table, which is much easier to consult.
A contract made for you
By using a comparator, you will discover offers that are truly adapted to your profile, your budget and your own needs. If the form to be completed, at the beginning of the process, is so detailed, it is precisely to identify your profile as closely as possible.
If you are looking for home insurance, for example, you are asked to indicate the nature of the accommodation, its location and its precise location. You will need to specify whether you are the owner and tenant, your date of installation in the accommodation or your current insurance company.
This information is precise but quickly given. It is this very precision that allows the comparator to know your situation and measure your specific expectations.
In this way, it only offers you offers that meet both your profile and your needs. So it really is a personalized service.
Very diverse offers
Another advantage of the online comparator is the wide variety of offers offered. We need insurance in many areas, and comparators take into account this variety of risks to which we are exposed.
The « classics » of insurance are of course present in the summary of comparators. So you will easily find the most interesting offers in terms of car or home insurance.
But comparators often offer you broader coverage, and extend their services to other types of insurance. They therefore have specific formulas available to you to insure your motorcycle. They also select, for you, very useful insurance contracts which, in the event of a drop in income, pay your gas and electricity bills.
Because nothing is more important than health, comparators are also able to offer you mutual insurance formulas, which offer health coverage for you and your loved ones.
Read also: Which insurance formula to choose according to your accommodation?