Banque Populaire Alsace Lorraine Champagne

Banque Populaire is one of the traditional financial establishments that offer traditional banking services as well as online tools. Find out in detail what the Banque Populaire Alsace Lorraine Champagne offers to its individual customers: bank cards, online account, other services… Everything you need to know about the BPALC.

Banque Populaire Alsace Lorraine Champagne: who is she ?

Banque Populaire Alsace Lorraine Champagne is part of the BPCE group. It is the fourth largest French banking network with 7,800 branches throughout the country. On the other hand, the group has 31 million customers and caters to all clienteles by offering a complete offer (financial, banking and real estate services).

There are several establishments in the region. And Banque Populaire Alsace Lorraine Champagne is one of them. The entity is the result of the merger of Banque Populaire Alsace and Banque Populaire Lorraine Champagne. It is open to all customers (individuals, craftsmen, traders, companies, communities, etc.).

In 2017, BPALC had 900,000 customers, including 338,000 members, as well as 2,800 employees in 250 branches.

How to open an account in this bank?

There are two options for opening an account. You can go to an agency or open the account directly online.

Regardless of the means selected, you must first complete a dedicated form, available on the Internet.

In agency

To open an account at Banque Populaire Alsace Lorraine Champagne by going to a branch, make an appointment by filling out the form:

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You must indicate your surname, first name, as well as your contact details (telephone, email) so that an advisor can reach you.

On line

To become a Banque Populaire customer, complete the online form:

You must then fill in your identity, your full contact details as well as additional information (tax residence, net amount of monthly income, etc.).

banking services

Bank cards

The Banque Populaire Alsace Lorraine Champagne offers several bank cards with no income requirement:

  • the Mastercard or the Visa Classic card (immediate or deferred debit: €44 per year) with a withdrawal limit of €300 per rolling day and a payment limit of €3,000 per 30 rolling days, including €1,500 abroad. If the withdrawals are free in the ATMs of the network, on the other hand, it is necessary to count 1 euro from four withdrawals of money in the other distributors;
  • the Visa Premier card (immediate or deferred debit: €126 per year) with a withdrawal limit of €1,500 per rolling day and a payment limit of €7,600 over 30 rolling days, including €3,500 abroad. Withdrawing money is free in the euro zone;
  • the Visa Platinium card (€197 per year) allows you to withdraw €1,200 per day and pay up to €12,000 for 30 rolling days, including €6,000 abroad;
  • the Visa Infinite card (€315 per year) is a top-of-the-range card with a withdrawal limit of €1,500 per rolling day and a payment limit set at €20,000 per 30 rolling days, including €10,000 outside France;
  • finally, the Visa Electron card (systematic authorisation: €32.50 per year) can be used in shops displaying the Visa Electron logo. With this payment method, you can block or unblock payments remotely.
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savings products

BPALC also offers savings products and passbooks including:

  • Housing Savings ;
  • life insurance ;
  • term investments;
  • financial investments ;
  • real estate investment solutions;
  • stock market investment;
  • A booklet ;
  • sustainable development booklet;
  • PEL, LEP, CEL;
  • Youth booklet;
  • Child Savings Plan, etc.

Other services

Mobile Cyberplus app

Among the other services of the Banque Populaire Alsace Lorraine Champagne, there is an online tool available for all the establishment’s private customers. It is an online bank allowing the consultation and management of its accounts on any medium equipped with an Internet connection (smartphone, digital tablet, computer). Thanks to this free application, you can carry out your banking transactions without going to a branch.

With the Cyberplus mobile application, you have the possibility to:

  • consult your accounts as well as the details of the transactions carried out;
  • make transfers;
  • have a RIB and send it by email;
  • contact your Banque Populaire;
  • access emergency numbers;
  • consult all the full contact details of the agencies as well as the opening hours;
  • locate the ATMs closest to your location;
  • access the Auto Insurance application;
  • request financing by entering an amount.

Note that a version of the application also exists for companies to facilitate operations. These are thus carried out more quickly. The application also offers a completely secure space as well as real-time monitoring of all banking transactions.

Contactless and smartphone payment

Pay for your purchases at merchants faster by using contactless payment or directly with your smartphone. This saves you from having to enter your credit card PIN.


This insurance contract covers the risks related to the loss or theft of your means of payment, but also your keys or your papers. This is a service available continuously, in France and abroad.

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In the event of theft of your identity, Sécuriplus also protects you. And the warranty also insures your laptop (theft or accidental breakage).

The e-credit card service

With this service, you have a virtual card number. You do not have to enter the secret code of your credit card during your remote purchases, and in particular on the Internet.

The rates of the Banque Populaire Alsace Lorraine Champagne

The Banque Populaire Val de France is located at 67th place (out of 127) of the cheapest banks.

At 1er January 2019, the maintenance of a standard account is charged 24 euros per year (i.e. 2 euros per month). And maintaining an inactive account costs 30 euros per year. Internet subscription is free. On the other hand, the SMS alert service is billed at 2 euros per month.

You can consult all the pricing on the Banque Populaire Alsace Lorraine Champagne website: -1675899816&vary=2-0-2

Online account: how to access their accounts?

Are you now a Banque Populaire Alsace Lorraine Champagne customer, and would you like to consult your accounts online? To access your personal space, log in by clicking on the « Access your accounts » button, located at the top right of the home page of the establishment’s website. Then enter your username and your confidential code.

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