How to open a Paypal account?

This means of payment has been around for about ten years and has many advantages. Find out which ones. Why going through Paypal to carry out a transaction, sale or purchase, is a secure solution? Reimburse your loved ones or make an online payment through your Paypal account. Follow the process to open an account and beware of Paypal scams.

What is PayPal?

Paypal is the best-known payment intermediary on the Internet. Used all over the world and by all audiences (individuals, companies, associations, large groups, etc.), it allows you to pay online or receive money in complete security.

To use Paypal, the process is very simple. All you have to do is fill in your bank details as well as your credit card information.

Why open a Paypal account?

Even if it will never replace a classic bank account, this means of payment has great advantages. This tool helps to fight against scams on the Internet. Indeed, it is a completely secure device where your banking information is not visible.

To avoid data piracy, prefer Paypal for your transactions (purchase or sale). Note, in the event of a dispute with another individual, the platform has a service to resolve the problem.

On the other hand, it is a free service. Create a free Paypal account. The platform does not charge a commission on online purchases or on sending money to relatives in Europe. On the other hand, if you sell items on the Internet, Paypal charges you a fee on your sales. Finally, closing a Paypal account is free of charge.

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The advantages of a Paypal account

Using Paypal for its transactions has many advantages, starting with securing payments. Indeed, your banking information does not appear. You can make purchases, transfer money to other accounts with the same name with ease.

Initially adopted to carry out transactions on the Ebay auction site, this means of payment has become more democratic. Today, this payment solution is almost systematically offered by online and e-commerce stores.

Please note, money in transit through Paypal will be transferred to your bank account. However, you do not have a PayPal credit card. To recover your money, only one solution: make a bank transfer.

How to open an account?

To open a Paypal account, nothing very complicated. Go to the site, then click on « Open an account ». Then select your country and your language. Fill in your personal information on this secure site, then confirm the Paypal form. An email is sent to you for validation.

In the « My account » section, click on the « Transfer funds » tab, then « Transfer funds to your bank account ». Fill in your bank details so that the operation can take place.

To send money on Paypal, fill in only the e-mail address and the mobile number of your recipient. If he does not have a Paypal account, he will have to open one to collect the payment. The operation is carried out via the “Transfers from your account” section.

Note that there are two types of account on Paypal: the private account and the professional account. The first will be used to receive money or repay a loved one. The second account will allow professional use to accept payments by card, bank account or Paypal balance, on mobile or computer.

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Fake Paypal accounts, beware scam!

Although very secure, the service is not immune to scams in the form of fake Paypal accounts. Indeed, some scammers offer to buy your items through Paypal and send you a fake email from the platform. Never enter your bank details if you have any doubts about the origin of the email.

In case of suspicion, contact Paypal customer service through the site.

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