In the age of online banking, some financial organizations are resisting in the banking market. Among them, Crédit Agricole. With its 53 regional mutuals, the bank covers the whole of France. But beyond the geographical division, the establishment seeks to establish a close relationship with its customers. In Brittany, there are several funds including that of Ile-et-Vilaine. Find out what this bank offers in terms of banking services and pricing. Everything you need to know about CA Ile-et-Vilaine.
Who is Crédit Agricole Ile-et-Vilaine?
In France, there are 2,447 local and regional Crédit Agricole branches. They hold almost all the capital of the 53 regional mutuals. Crédit Agricole also has 30,000 directors for 27 million individual customers. The establishment also has 10 million members.
On the other hand, you should know that Crédit Agricole is aimed at all customers: individuals, companies, local authorities, farmers, etc. It is a day-to-day bank that offers a complete offer with savings, investment, life insurance, credit, means of payment, insurance… In addition, the turnover is positioned on almost all of the local markets in the Hexagon.
Crédit Agricole de l’Ile-et-Vilaine is one of the 53 regional banks in France. And it itself brings together 46 local funds. Its headquarters are located in Saint-Jacques-de-la-Lande, near Rennes. At 1er January 2018, CA Ile-et-Vilaine had more than 222,000 members.
Open an account at Crédit Agricole Ile-et-Vilaine
To open an account with Crédit Agricole de l’Ile-et-Vilaine, you have to go to a branch. An advisor will then take care of opening an account in your name.
On the Ile-et-Vilaine CA website, you will find an online tool to find the agency closest to your home: https://www.ca-illeetvilaine.fr/banque-assurance.html
Read also: Crédit Agricole Brie Picardie
Banking services at Crédit Agricole Ile-et-Vilaine
Account to Compose
Crédit Agricole de l’Ile-et-Vilaine offers you the account to compose offer. This is a personalized service. From a base, you add additional services corresponding to your needs.
Thanks to the modules, you can:
- Control your overdraft;
- secure your insurance budget with the reimbursement of your contributions in the event of hardship;
- monitor your accounts on a day-to-day basis;
- shopping remotely…
To note : the Account to be composed Budget Protected appears as an extension of the initial offer. It is intended for customers who are in a financially fragile situation. For 1 euro per month, you then have traditional banking services and limit your bank charges.
The Eko by CA offer
The Eko offer is a Crédit Agricole banking product. It contains both a credit card and an application. Its price is 2 euros per month.
The service includes:
- an international Mastercard, available worldwide;
- the possibility of withdrawing money from Crédit Agricole ATMs;
- a flat rate of 25 withdrawals per year from other distributors in Europe;
- a balance control card to avoid banking accidents;
- contactless payment to pay for purchases more quickly;
- insurance and assistance guarantees included;
- the My bank application to monitor your account on a daily basis;
- an SMS alert if the balance is less than 20 euros.
Crédit Agricole de l’Ile-et-Vilaine provides its individual customers with several bank cards of different ranges. It is a means of payment, but not only. Indeed, the cards offer insurance and assistance services as well as advantages to simplify everyday life.
Among the CBs available, there are:
- the company card;
- Gold Mastercard;
- Gold Mastercard Cartwin;
- Mastercard Cartwin;
- Mozaic map;
- Visa Classic card;
- Visa Infinite Card…
Like traditional banks, CA Ile-et-Vilaine also offers savings products including:
- Booklet A;
- The Sustainable and Solidarity Development booklet;
- The Young Mozaic booklet;
- THE P ;
- Housing savings (PEL, CEL, etc.);
- Term savings.
Other services provided by Crédit Agricole Ile-et-Vilaine
Pay contactless or by smartphone
With CA Ile-et-Vilaine, you can pay for your purchases at merchants using contactless payment or via your smartphone. This saves you from having to enter your 4-digit credit card PIN.
Access your online accounts
Crédit Agricole de l’Ile-et-Vilaine allows you to consult your current account, your savings, your current loans and your insurance contracts remotely, whether by telephone (landline or mobile) or online.
From home, it is possible to request a checkbook or bank details. Also carry out your day-to-day operations without going to a branch (e.g. making transfers, managing the stock portfolio, etc.).
Note: the CA will send you a unique confidential code to access all of your banking services in a secure manner.
Be notified by SMS via an alert
If your account is at risk of being overdrawn, the bank sends you an SMS notification. This service is chargeable, with flat-rate billing (2.45 euros per month).
Make sure (vehicle, home, hobbies)
Crédit Agricole Ile-et-Vilaine offers a full range of insurance to cover your property and your leisure activities:
- classic car insurance;
- 2-wheel insurance (motorcycle, scooter, moped, electric personal transport);
- young driver car insurance;
- classic home insurance;
- rental guarantee ;
- remote monitoring;
- leisure insurance;
- juridic protection ;
- remote assistance;
- all-mobile insurance for nomadic electrical devices;
- yacht insurance (boat).
The rates of Crédit Agricole Ile-et-Vilaine
In the ranking of the 127 least expensive banks in France, Crédit Agricole de l’Ile-et-Vilaine is positioned at 29th square.
Maintaining an account costs 30 euros per year, or 2.50 euros per month. As for the Internet subscription, it is free.
And with regard to the Eko offer, be aware that the products and services not included in the offer are invoiced according to the tariff schedule in force.
Find all the rates applied to 1er January 2019 on the CA Ile-et-Vilaine website: https://www.ca-illeetvilaine.fr/relation-banque-client-CRB.html
Access the online account
Are you now a Crédit Agricole Ile-et-Vilaine customer? To access your online accounts, the process is very simple.
Go to the home page of your Crédit Agricole. At the top right, click on the « Access my accounts » button. Then enter your 11-digit ID using your numeric keypad. Then, enter your 6-digit confidential code using the virtual keyboard available to you.
Read also: Crédit Agricole Finistère