Crédit Agricole is one of the traditional banks that continue to occupy the banking landscape. Present throughout France with its regional mutuals, the financial organization seeks to establish a close relationship with its customers. In Brittany, there are several funds. Among them, that of Crédit Agricole du Morbihan. So, what does this establishment offer in terms of banking services, online account, cards, savings… We tell you all about the turnover of Morbihan, and in particular its pricing.
Who is Crédit Agricole du Morbihan?
In France, there are 2,447 local Crédit Agricole branches which hold almost all the capital of the 53 regional banks. On the other hand, Crédit Agricole has 30,000 directors for 27 million individual customers, including 10 million members.
This bank is aimed at a variety of customers: individuals, businesses, local authorities, farmers, etc. Thanks to its regional roots, Crédit Agricole is a day-to-day bank for the French.
The financial organization also offers a complete offer: savings, investments, life insurance, loans, means of payment, insurance, etc. Crédit Agricole is positioned on all local markets in France.
Crédit Agricole du Morbihan is one of the 53 Regional Banks in France. More than 1,000 employees work to serve 377,000 customers. And throughout the territory, you will find 101 points of sale. The objective is partly to establish a close relationship with the people of Morbihan.
Open an account at Crédit Agricole du Morbihan
To open an account with Crédit Agricole du Morbihan, you have to go to a branch. You also have the option of filling out an online form (https://www.ca-morbihan.fr/Formulaires/Vitrine/p-86213.jsp?objet=devenez-client) in order to be called back by an advisor. The professional will then give you an appointment to open your account.
In the fields of the form, fill in your identity and your contact details. The advisor can call you back by phone or send you an email, depending on your choice.
Read also: Crédit Agricole Loire Haute Loire
Crédit Agricole du Morbihan banking services
Account to Compose
The Account to compose offer allows you to choose the banking services that correspond to your profile and your needs. This is a custom build build around a plinth. This allows you to operate your deposit account on a daily basis.
Among the modules you benefit from:
- control of your overdraft;
- securing your insurance budget with the reimbursement of your contributions in the event of difficulties;
- monitoring your accounts;
- buying online…
To note : the Account to compose Protected Budget is presented as an extension of the initial service. In addition, this is an offer addressed to customers in a situation of financial fragility. For 1 euro per month, you have traditional banking services and limit your bank charges.
The Eko by CA offer
The Eko offer, a Crédit Agricole product, contains a bank card and an application for 2 euros per month.
In detail, the service includes:
- an international Mastercard, to be used anywhere in the world;
- the possibility of withdrawing cash from Crédit Agricole ATMs;
- a flat rate of 25 withdrawals per year from other distributors in France and in the EU;
- a balance control card so you don’t end up overdrawn;
- contactless payment;
- insurance and assistance guarantees included;
- the My Bank application for daily account monitoring;
- an SMS alert in the event of a balance of less than 20 euros;
- no overdraft allowed.
Crédit Agricole du Morbihan offers several bank cards of different ranges. Beyond a simple means of payment, Crédit Agricole bank cards offer insurance and assistance services. They also offer benefits to make life easier (car rental without deposit, for example).
Among the CBs available:
- the company card;
- Gold Mastercard;
- Gold Mastercard Cartwin;
- Mastercard Cartwin;
- Map Mozaic;
- Visa Classic card;
- Visa Infinite Card…
Like other traditional banks, CA Finistère also offers savings products including:
- Booklet A;
- The Sustainable and Solidarity Development booklet;
- The Young Mozaic booklet;
- THE P ;
- Housing savings (PEL, CEL, etc.);
- Term savings.
Contactless or smartphone payment
With CA Morbihan, you can pay for your purchases using contactless payment or via your smartphone. You do not have to enter the 4-digit PIN of your bank card.
Access to online accounts
Crédit Agricole du Morbihan allows you to consult your current account, your savings as well as your current loans or insurance contract on the Internet or by telephone (landline or mobile).
From your home, you also have the possibility of requesting a checkbook or the edition of a RIB / IBAN. You can also carry out day-to-day operations remotely (e.g. transfer, management of the stock portfolio, etc.).
Note: to access all banking services securely, by telephone or on the Internet, you need a unique confidential code.
You are notified by SMS notification as soon as your account is in danger of being overdrawn. This is a paid service billed as a monthly flat rate (2.40 euros per month).
On the other hand, CA Morbihan offers insurance relating to vehicles, homes and leisure.
Among the offers available in the establishment:
- classic car insurance;
- 2-wheel insurance (motorcycle, scooter, moped, electric personal transport);
- young driver car insurance;
- classic home insurance;
- rental guarantee ;
- remote monitoring;
- leisure insurance;
- juridic protection ;
- remote assistance;
- all-mobile insurance for nomadic electrical devices;
- yacht insurance (boat).
The rates of Crédit Agricole du Morbihan
In the ranking of the 127 cheapest banks in France, Crédit Agricole du Morbihan is at 97th rank.
The amount for maintaining a standard or inactive account is 30 euros per year, or 2.50 euros per month. The amount of insurance for loss or theft of means of payment is 24 euros per year (2 € per month). As for the Internet subscription, it is free.
And with regard to the Eko offer, be aware that the products and services not included in the offer are invoiced according to the tariff schedule in force.
You can find all the rates applied to 1er January 2019 on the CA Finistère website: https://www.ca-morbihan.fr/Vitrine/ObjCommun/Fic/Morbihan/tarifaire/2019/tarifaire2019-Part56.pdf
Online account access
To access your online accounts, the procedure is particularly simple. On the home page of the Crédit Agricole du Morbihan official website, click on the “Access my accounts” button (top right).
Then type in your 11-digit ID using your numeric keypad. Then, enter your secret code made up of 6 digits using the virtual keyboard.
Note: your username appears on your account statements. As for your confidential code, it was sent to you by post later.
Read also: Crédit Agricole Nord de France