Today, traditional banking establishments rub shoulders with remote banks. However, traditional financial organizations are increasingly offering online services. Among them, Crédit Agricole, which has a My Bank application to manage its accounts without having to go to a branch. Present at the regional level, the bank wants to be close to the French people. Among the many CA funds, there is that of the Franche Comté region. Find out what the establishment really offers in terms of banking services (insurance, loan, means of payment, savings, etc.). Focus on Crédit Agricole Franche Comté.
Who is Crédit Agricole Franche Comté?
In France, we no longer present Crédit Agricole. Indeed, this bank is one of the oldest in the territory. And moreover, it is aimed at all clienteles (individuals, professionals, companies, farmers, local authorities). You should also know that the CA is present in 47 countries around the world, thus totaling 52 million customers in France and abroad.
On French territory, there are more than 2,440 local and territorial funds. These hold almost all of the capital of the 39 regional caisses. And the organization also has 30,000 administrators and 10 million members. Furthermore, Crédit Agricole employees offer a wide range of banking products in each regional bank. Indeed, the establishment is present in all local markets in France.
Among the 39 regional banks in France, there is Crédit Agricole Franche Comté. After nearly 500,000 customers, including 237,000 members and more than 50% market share, it is the leading regional bank. 1,450 employees on permanent contracts work in the 133 agencies spread over the territory of Franche Comté.
Read also: Crédit Agricole Vendée
Open an account at Crédit Agricole Franche Comté
To open an account and become a CA Franche-Comté customer, you must first complete the online form: https://www.ca-franchecomte.fr/Formulaires/Vitrine/p-84072.jsp
You can also open your account at an agency. Use the online tool to find the agency closest to your place of residence: https://www.ca-franchecomte.fr/banque-assurance.html
Finally, a telephone number is at your disposal for any request for information. This is 03 84 24 51 51 (price of a local call from a landline).
Crédit Agricole Franche Comté banking services
The “Compte à Composer” offer
Available in all CAs in France, the « Compte à Composer » offer consists of a base from which several modules can be added, among the six available: Secure account, Overdraft control, Insurance budget, Managed savings , @insured tracking and à la carte options.
Customize your own banking service according to your needs. The base, for its part, contains in detail:
- Internet access, Mobile Internet and telephone;
- the provision of a check book by post;
- unlimited access to common operations;
- SMS notifications;
- a promotional offer on the Dossier Familial publication.
However, certain conditions must be met to claim the “Compte à Composer” service:
- Being older than 18 ;
- hold an account with Crédit Agricole Franche Comté;
- not be in financial difficulty, in which case you will only be able to access the Protected Budget.
Note: subscription to the service is valid for one year, renewable tacitly.
Crédit Agricole Franche Comté offers several CBs of different ranges:
- the Mastercard that can be used anywhere in the world;
- the Visa Classic card with additional insurance and assistance services to simplify your trips in France and abroad;
- the Gold Mastercard to take advantage of high withdrawal and payment limits;
- the World Elite Mastercard and its many advantages;
- the Visa Premier card to pay and withdraw money easily around the world;
- the Visa Infinite card with customizable limits;
- the Mastercard Cartwin to pay in cash or on credit;
- the Gold Mastercard Cartwin which includes additional privileges;
- the Visa Premier Cartwin card to pay cash or credit and enjoy benefits;
- the Mozaic payment card, accessible from the age of 12;
- the corporate bank card;
- finally, the other card turns out to be a real payment card, but at a low price (16.50 euros per year).
Savings products and passbooks
Crédit Agricole Franche Comté offers its individual customers the possibility of:
- prepare a real estate purchase;
- optimize your savings;
- preparing for retirement;
- put money aside for his family;
- build up available savings;
- grow your tax system.
Among the many savings products, there are therefore:
- two life insurance policies (Floriane and Predissime 9 Series 2);
- savings insurance reserved for children;
- Carré bleu and Carré vert to enhance capital at a guaranteed rate;
- the Home Savings Account;
- the Housing Savings Plan (PEL);
- the sustainable and solidarity development booklet;
- the young Mozaic booklet;
- the Tlwl booklet for children;
- the popular retirement savings plan for seniors…
Crédit Agricole Franche Comté offers its individual customers several damage insurance policies for:
- secure and protect your home;
- cover your vehicle (car and two-wheelers);
- insure the car of young drivers;
- protect people and their loved ones;
- protect the mortgage;
- guarantee leisure activities and daily life.
Several real estate loans are offered by CA Franche Comté, including:
- Zero Rate Loan (PTZ);
- Housing Solutions Works Loans;
- Social Accession Loan (PAS)…
The Crédit Agricole Franche Comté bank also provides its individual customers with consumer loans in order to finance the license or the car and carry out their personal projects (Permit Loan at one euro per day, student loan, etc.).
The rates of Crédit Agricole Franche Comté
Maintaining a standard account is only charged 12 euros per year. On the other hand, keeping an inactive account costs 30 euros a year. The Internet subscription is free and the SMS alert is billed at 1.25 euro per month.
Find the CA Franche Compté tariff scale for individuals at 1er January 2019 by following this link: https://www.ca-franchecomte.fr/nos-tarifs.html
Online account access
To access your secure space and view your accounts online, simply click on the “Access my accounts” button at the top right of the CA Franche Comté home page. You can also access the page directly by following this link: https://www.franchecomte-g4-enligne.credit-agricole.fr/stb/entreeBam
Then, enter your 11-digit ID using your numeric keypad. And then type your confidential code made up of 6 digits using the virtual keyboard.
Read also: Crédit Agricole de Lorraine