Credit Agricole Loire Haute Loire

Crédit Agricole Loire Haute Loire is one of the CA’s regional banks. What are the specificities of the establishment? Find out what the financial organization offers in terms of banking services and offers: cards, insurance, savings products, online banking, etc. And find out about its current pricing. Everything you need to know about CA Loire Haute Loire before becoming a customer!

Who is Crédit Agricole Loire Haute Loire?

On French territory, there are no less than 2,447 local and regional Crédit Agricole branches. The capital of the 53 regional mutuals is largely held by all of these local mutuals. On the other hand, Crédit Agricole has 10 million members as well as 30,000 administrators.

Crédit Agricole is a banking institution aimed at individuals, professionals, businesses, farmers and local authorities. In addition, the financial organization is part of the daily life of the French. This is all the more true as Crédit Agricole is a bank present at the regional level.

Then, the establishment offers a complete offer in savings, investments, life insurance, loans, means of payment and damage insurance. Crédit Agricole is positioned on all local markets in France.

Among the existing Regional Banks, there is that of Crédit Agricole Loire Haute Loire. In 2017, the fund had 484,000 customers, including 26,000 additional customers welcomed in 2016, 827 administrators and 1,292 employees. CA Loire Haute Loire also has 146 physical branches.

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Open an account at Crédit Agricole Loire Haute Loire

You have two options for opening an account with Crédit Agricole Loire Haute Loire. The opening can be done online or in branch.

Online account opening

To open a personal bank account, a joint account or an account for your child, simply complete the secure online form: https://www.ca-loirehauteloire.fr/Formulaires/Vitrine/p-84132.jsp?objet =Account%20%E0%20Compose

A CA Loire Haute Loire bank adviser will then contact you by telephone or email, according to your convenience and at the times indicated by you.

Open an agency account

To make an appointment with an agency advisor, you can contact the following number: 04 77 042 043 (price of a local call from a landline). It is possible to carry out the process by completing the same form as the one mentioned above. Thus, an advisor will contact you later to set up an appointment at the agency.

Read also: Crédit Agricole du Morbihan

Crédit Agricole Loire Haute Loire banking services

Account to Compose

This is a flagship service of the establishment. From a base, all you have to do is select the additional services that meet your expectations. With the Composer Account, make your deposit account work thanks to:

  • overdraft control;
  • real-time monitoring of your bank accounts;
  • the possibility of purchasing remotely;
  • securing your insurance budget. In the event of financial difficulties, your contributions are refunded.

The Eko by CA offer

The Eko offer is one of CA’s emblematic products. It includes a map and an application. Here is the detail of the EKO by CA offer:

  • an international Mastercard allowing you to pay or withdraw money in France and abroad;
  • the possibility of withdrawing money from all Crédit Agricole ATMs;
  • a package including 25 withdrawals per year from other ATMs in France and Europe;
  • a balance control card so you don’t end up overdrawn;
  • contactless payment;
  • insurance guarantees and assistance included;
  • the My bank application allowing you to monitor your accounts on a daily basis. In 2017, the app had 80,000 user customers. In addition, My bank allows you to make appointments directly in your adviser’s agenda;
  • an SMS alert (notification) in the event of a balance of less than €20.
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Bank cards

Like all CAs, Crédit Agricole Loire Haute Loire provides its private customers with a wide choice of credit cards. These means of payment also include insurance and assistance services and also offer special benefits.

Among the many bank cards available, there are:

  • the Visa Infinite with deferred debit (€300/year);
  • the Visa Premier with immediate or deferred debit (€125/year);
  • the Visa Classic with immediate debit (€42/year);
  • the World Elite (or Platinium) MasterCard with deferred debit (€300/year);
  • the MasterCard with immediate debit (€42/year);
  • the MasterCard with systematic authorization (or Maestro) (€33/year)…

Note: CA Loire Haute Loire offers the second bank card on a joint account with a 50% reduction.

savings products

CA Loire Haute Loire, like other traditional banks, provides its customers with the following savings products:

  • A booklet ;
  • sustainable and solidarity development booklet;
  • Young Mozaic booklet;
  • life insurance ;
  • THE P ;
  • PEL, CEL and other housing savings;
  • term savings…

Other services

The insurance

Among the insurances available at CA Loire Haute Loire, there are:

  • home insurance for tenants or owners;
  • car and two-wheeler insurance;
  • personal insurance. This is a blanket to protect you and your loved ones;
  • borrower insurance to protect your loan;
  • leisure and everyday protection (mobile, life accidents, etc.).

Real estate and consumer credit

Crédit Agricole Loire Haute Loire offers home loans as well as consumer loans. Individuals can thus finance the purchase of a home, carry out work, finance a driving license or a vehicle, finance studies, etc.

The rates of Crédit Agricole Loire Haute Loire

CA Loire Haute Loire is positioned at 45th rank of the 127 least expensive banks in France. Maintaining a standard account costs only 12 euros a year. On the other hand, count 30 euros per year for the holding of an inactive account.

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Insurance for loss or theft of means of payment costs 24 euros per year (2 € per month). And the Internet subscription turns out to be a free service. As for the SMS alert, it is billed at 0.27 cts per unit.

You can find all the rates applied to 1er January 2019 on the establishment’s website: https://www.ca-loirehauteloire.fr/tarifs-particuliers-quotidien.html

Online account access

To access your online accounts, the process is very simple. Click on the « My space » button, located at the top right of the home page. Then, enter your 11-digit identifier and your personal access code using the numeric keypad.

Read also: Crédit Agricole Nord de France

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