In the world of real estate, the main concern of any owner is that the tenant does not pay his rent. These problems of unpaid rents are not only rampant in France, but all over the world. Fortunately, the rental comes with a contract established between the tenant and the owner. But this does not prevent refusals to pay which is often due to financial problems of the tenant. The owner should not make a decision hastily and on a whim in this case. Many solutions exist and can be advantageous for both the owner and the tenant.
The payment of rent every month is part of the obligations of any tenant. As soon as the owner is faced with a first unpaid, he is required to come and discuss it amicably with the tenant. You don’t have to shout it from the rooftops. Simply contact the person concerned so that you can discuss the situation. It is indeed possible that the tenant is not aware of the unpaid due to the malfunction of his automatic bank transfer generally made each month. So, if you come to talk to him about it, he will be immediately informed and can solve the problem. However, you may have to touch him several times without him having any reaction. In this specific case, you can send him a letter of formal notice by post with acknowledgment of receipt.
If the tenant does not pay the rent after your discussion or after you have sent him a letter, you can, therefore, contact his guarantor. Indeed, during the establishment of the rental contract, this person is committed to you in order to pay the rent in case the tenant is not able to do so.
Find out in this article how you can become a guarantor for a tenant.
Use your unpaid rent insurance
The case of unpaid rent can arise at least once every 5 years. Homeowners should be prepared for all eventualities. Thus, they are required to take out insurance to alleviate this problem. If you have already tried all the previous steps, you still have the possibility of using your insurance. To do this, contact your insurer directly. You will benefit from a reimbursement of all the invoices that your tenant should have paid. The total amount includes unpaid rent, taxes and charges. Other amounts may be added, but this depends on the insurance contract you have taken out. Note that you can benefit from other supplements, depending on the type of contract, such as the reimbursement of rent during a rental deficiency or the death of the tenant.
Termination of the lease
The landlord can come up to the termination of the lease in case of unpaid rent. The procedure is dependent on the contract. Indeed, some rental contracts stipulate automatic termination if the tenant does not pay his rent according to the deadlines defined by the lessor. Otherwise, you can contact your bailiff who will then send the two persons concerned (the tenant and his guarantor) a summons to pay. For leases or rental contracts containing no clause on this subject, the bailiff will summon the tenant to appear before the court. It also takes care of the expulsion device.