In the era of neobanks, traditional financial organizations continue to resist in the banking market. Crédit Agricole, for example, covers the whole of France with its 53 regional banks. Above all, the establishment seeks a close relationship with its private clientele. Among the funds in the region, there is the Crédit Agricole Pyrénées Gascogne. Discover the particularities of this establishment in terms of banking offers and pricing. Everything you need to know about CA Pyrénées Gascogne.
Who is Crédit Agricole Pyrénées Gascogne?
In France, there are 2,447 local and regional Crédit Agricole branches. They alone hold almost all of the capital of the 53 regional mutuals. On the other hand, Crédit Agricole has 30,000 administrators and 27 million individual customers. Among them, there are also 10,000 members.
Then, the particularity of this bank is to address all clienteles: individuals and companies, local authorities, farmers… In addition, it is a daily bank for the French. The organization also offers a complete offer including savings, investment, life insurance, credit, means of payment, insurance, etc. The turnover is positioned on all the local markets of France.
Crédit Agricole Pyrénées Gascogne is one of the regional banks. The establishment covers the departments of Gers, Hautes Pyrénées and Pyrénées Atlantiques. It has just under 600,000 customers, and thus supports nearly 4 out of 10 inhabitants. Among its customers, more than 400,000 have chosen to be members. Finally, it should be noted that more than 900 administrators represent customers within the 65 local savings banks. And on the territory, there are 138 agencies.
Open an account with Crédit Agricole Pyrénées Gascogne?
To open an account with Crédit Agricole Pyrénées Gascogne, you have to go to a branch. However, you can make an appointment with an advisor via the organization’s website, by filling out the dedicated form: https://www.ca-pyrenees-gascogne.fr/Formulaires/Vitrine/p-414848.jsp? object=Become%20customer
Indicate in the fields concerned your identity as well as your contact details (telephone number or email). An advisor will contact you within 48 hours to open the account.
Online for EKO by CA account
On the other hand, the CA Pyrénées Gascogne offers the possibility of opening an EKO account online. The steps are then carried out on another site: https://eko-by-ca.fr/#xtor=CS5-869-[Devenir_Client]-[All]-[lien]-[EKO]
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Crédit Agricole Pyrénées Gascogne banking services
Account to Compose
Like the other banks in the same network, Crédit Agricole Pyrénées Gascogne offers you the account to compose offer. Thanks to this personalized service, you add to the base additional services corresponding to your needs.
Additionally, you can:
- control your overdraft;
- secure your insurance budget through the reimbursement of your contributions in the event of financial fragility;
- monitor your accounts daily;
- shopping remotely…
To know : the Account to compose Protected Budget intervenes as an extension of the initial offer. It therefore targets customers in financial difficulty. With the offer, have classic banking services while limiting your bank charges for 1 euro per month.
The EKO by CA offer
Crédit Agricole offers the EKO product. This offer consists of a bank card and an application, for 2 euros per month.
The EKO service contains:
- an international Mastercard. It can be used in France as well as worldwide;
- the possibility of withdrawing cash from Crédit Agricole ATMs;
- a flat rate of 25 withdrawals per year from other ATMs in the EU;
- a balance control card to avoid overdrafts;
- contactless payment to pay for purchases in stores;
- insurance and assistance guarantees included;
- the My Bank application to follow your account without restriction;
- an SMS alert in the event of a balance of less than 20 euros.
Crédit Agricole Pyrénées Gascogne provides its individual customers with a full range of bank cards. This means of payment also offers insurance and assistance services as well as privileged advantages.
CA Pyrénées Gascogne offers, among other things:
- the company card;
- Gold Mastercard;
- Gold Mastercard Cartwin;
- Mastercard Cartwin;
- Map Mozaic;
- Visa Classic card;
- Visa Infinite Card…
Savings accounts and products
Like all other traditional banks, CA Pyrénées Gascogne offers its individual customers savings products and passbooks:
- Booklet A;
- The Sustainable and Solidarity Development booklet;
- The Young Mozaic booklet;
- THE P ;
- Housing savings (PEL, CEL, etc.);
- Term savings.
Payment with smartphone or contactless
With the CA Pyrénées Gascogne, you can pay for your purchases directly with your smartphone, without having to use your bank card.
And you also have the option of paying without contact, i.e. without entering your credit card’s 4-digit PIN.
Access and manage your online accounts
Crédit Agricole Pyrénées Gascogne allows remote consultation of accounts. You can also consult your savings, current loans and your insurance contracts by landline or mobile phone, and on the Internet.
From your home, you can also request a checkbook or RIB/IBAN. Also carry out all your day-to-day operations directly from home, without going to a branch (e.g. making transfers, managing the stock portfolio, etc.).
Please note: a confidential code will be sent to you by CA Pyrénées Gascogne. It will be used to consult and manage your accounts online from the telephone or the Internet. This is a unique identifier.
SMS notification via an alert
If your account is about to go into the red, you receive an SMS alert from your bank. This service is chargeable, with unit billing (€0.75 per alert).
Car Insurance, housing, leisure
Crédit Agricole Pyrénées Gascogne offers a full range of insurance to cover all of your belongings as well as your daily life:
- classic car insurance;
- 2-wheel insurance (motorcycle, scooter, moped, electric personal transport);
- young driver car insurance;
- classic home insurance;
- rental guarantee ;
- remote monitoring;
- leisure insurance;
- juridic protection ;
- remote assistance;
- all-mobile insurance for nomadic electrical devices;
- yacht insurance (boat).
The rates of Crédit Agricole Pyrénées Gascogne
In the ranking of the 127 cheapest banks in France, Crédit Agricole Pyrénées Gascogne ranks 16th square.
Maintaining a standard account is free. On the other hand, maintaining an inactive account costs 30 euros per year, or 2.50 euros per month. As for the Internet subscription, it is free.
And with regard to the EKO by CA offer, be aware that the products and services not included in the offer are invoiced according to the tariff schedule in force.
The complete pricing of CA Pyrénées Gascogne banking services and offers are available online: https://www.ca-pyrenees-gascogne.fr/tarifs_869.html (rates applied as of January 1, 2019).
Access the online account: how to do ?
As a private customer of CA Pyrénées Gascogne, you can access your accounts online, from any medium (computer, digital tablet, smartphone). To do this, simply connect to the site of the establishment. Then, click on the « Access my accounts » button, available at the top right of the home page.
Then enter your 11-digit username, then your 6-digit confidential code.
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