Do you have a Crédit Agricole bank account and would like to consult your statements? Nothing’s easier ! The establishment offers the free online banking service which allows you to consult your bank account and carry out day-to-day operations (transfer, bank account details, etc.). Discover the procedure for accessing your personal space using your identifiers. And follow our advice to avoid being the victim of a scam. Everything you need to know to consult my bank account at Crédit Agricole!
How do I access my online account?
To consult your Crédit Agricole bank account, you must go to your personal space. The procedure turns out to be very simple. Just click on the “My space” button. You will find it at the top right of the home page.
Next, enter your 11-digit ID using your numeric keypad. Then, enter your confidential code made up of 6 digits using the virtual keyboard available to you. This is a secure tool that protects your bank details.
Where can I find my username and confidential code?
You will find your ID made up of 11 digits by consulting a RIB or your monthly statements. As for the confidential code, it was delivered to you by mail.
In case of loss or theft of your identifiers, contact your adviser. A new code will be communicated to you as soon as possible, on request.
What operations can be carried out on the Crédit Agricole online bank?
Please note that in your Crédit Agricole personal space, you can:
- check the amount of your credit card bills;
- view the samples taken;
- make a transfer to one of your accounts or to the account of a third party;
- order a checkbook;
- print a RIB (Bank Identity Statement).
To note : your accounts are consulted in real time. Online banking is a service available continuously, 7 days a week, 24 hours a day, from anywhere in France and abroad. From your home or vacation spot, you can control and manage your accounts using your computer, digital tablet or smartphone.
The advantages of online banking
The big advantage of online banking is the possibility of being able to manage your accounts without having to go to a branch. From your home, you can consult your statements and carry out common operations (transfer, edition of bank details, order of checkbook, etc.).
On the other hand, you have unlimited access to your bank account. No need to wait for your statement by post. This avoids banking incidents such as overdrafts with agios. Whatever the day and time, you have access to your accounts. This is all the more practical when you monitor the arrival of a payment (salary, for example).
Finally, be aware that it is possible from your online banking space to schedule transfers. This helps to remember certain deadlines.
Consult my Crédit Agricole bank account online, is it secure?
Know that access to your bank accounts is highly secure. However, some precautions should be taken.
When you surf the Internet from a computer, it is more prudent to provide yourself with security guarantees such as anti-virus, anti-spam or a firewall. And for these securities to be effective, don’t forget the updates!
On the other hand, it is better to avoid computers available in public places (cybercafé, for example). Consult your Crédit Agricole bank accounts from your personal computer. If ever you have no choice, remember to disconnect when you have finished consulting your accounts. To do this, click on the “Disconnect” button.
And be careful when entering your username and secret code. Make sure no one around you sees it. Keep your codes to yourself and remember them. Use your memory and do not write them down anywhere! In the event of fraudulent use, your bank will then accuse you of negligence and will not reimburse you for the sums unduly debited.
Finally, watch out for phishing. This technique used by hackers consists of obtaining personal information in order to usurp your identity. To avoid falling victim to this scam, do not open any suspicious email, even if it appears to be from Crédit Agricole. Some scammers use the bank’s logo and messages to trick you into personal information.
Never communicate your identifiers to a third party. Furthermore, Crédit Agricole will never ask you for your passwords by email or telephone. If you receive a suspicious email, notify your bank.
Track your loans on your Crédit Agricole online account
You can, in addition, follow your bank accounts on the Crédit Agricole website, carry out an online follow-up of your credits in order to know at all times where you are in your reimbursement. This is very simple since it is in the same customer area as the online management of your current account.
However, if you feel that you have too many credits or too much debt and you can no longer make ends meet, it is worth turning to a credit buy-back. This principle is very simple since the objective is to collect all your credits to have only one to manage. This greatly simplifies daily management, allows you to see more clearly and also gives you the possibility of determining the monthly amount of your repayments. This will make it easier for you to manage your budget.
The ideal solution to find the best group of credits is still to carry out a credit redemption simulation. This process is totally free and allows you to easily compare many offers and find the one that best suits your expectations and your lifestyle.