Often accessible with short studies, banking professions offer interesting job prospects. The banking sector offers many internship and work-study offers. What are the banking professions? What qualifications do you need to have to qualify for these positions? In the absence of a diploma, what skills and qualities are sought in candidates?
The different banking professions
Today, with the rise of online services, banking professions have evolved. The role of bank employees is more oriented towards advice and sales. Commercial profiles are becoming popular. A trend confirmed by the diversification of diplomas sought, from BTS to masters.
The reception officer is most often a young graduate. The profession remains very accessible with a BTS or DUT level. These professional training courses with internships and work-study programs prepare the student for the world of work.
After a few years of experience, the receptionist can hope for a promotion as a customer adviser. The latter is in charge of a portfolio of hundreds of clients that he must develop. This job requires many skills. In addition to a sharp commercial sense, the personal customer adviser must also master all banking products and meet the requirements of his customers. He must also perform many administrative tasks.
The professions of professional customer adviser and wealth management are more technical. Most often, they are accessible to graduates of a Bac+5 who have completed an internship in this sector.
The functions of bank branch manager are rarely obtained without several years of experience. However, some banking networks such as Société Générale, LCL or BNP Paribas offer positions to young graduates of a master’s degree after a successful internship or first job.
Other positions, attached to head office or the risk department, exist. Among them, that of business manager.
The profession of private adviser, on the other hand, consists of supporting wealthy clients. Its different missions? Develop the heritage, protect the family and the property of his client. This profession requires a perfect knowledge of personal and corporate taxation.
What studies to work in a bank?
Banking businesses are accessible with short studies (Bac+2 or Bac+3). Professionalizing, they allow you to enter directly into the world of work. Among the recognized diplomas, there is the DUT and the BTS bank/insurance as well as the professional license, accessible with a Bac+3. These short studies make it possible to take up a job as a receptionist.
For those who are aiming for specialties such as retail banking or corporate banking, there are courses such as the Master in Banking and Finance.
Without diploma, is it possible to work in a bank?
More than diplomas, recruiters are looking for skills. The professional opportunities in the trades of the sale of banking products are proving to be very important. Recruiting agencies are looking for key skills in candidates, in particular experience in customer relations and the commercial dimension. Proficiency in English and certain software is also part of the selection criteria.
Today, the appetite for digital is a quality to highlight on a curriculum vitae. Even for a position as a bank adviser, this particularity is a real asset. To hope to get an interview, put the odds on your side by developing your network on LinkedIn or Twitter).
The qualities to highlight to work in a bank
Personal qualities are also to be highlighted. The recruiter favors candidates capable of evolving within a company.
The most appreciated qualities are:
- adaptability and ability to lead several ongoing projects simultaneously;
- sense of relationship and service: speaking in public, negotiating…
- team spirit and ability to work in working groups;
- autonomy and creativity. Be force of proposal and have the spirit of initiative.
In the banking sector, continuous training is essential. Most establishments in the banking and insurance sector offer training to new recruits before taking office.
How to find a job in a bank?
The field of banking is a sector of activity in constant search of personnel. However, in order to be able to land a job, it is essential to know some tricks to have access to good job offers and also to stand out from the competition.
Where to apply?
Some quality sites are full of very interesting offers. For example, it is possible to get a job through Regions Job. This site specializes in job vacancies and has a section dedicated to banking jobs. You can very easily submit your CV online and also have access to the companies that view your profile.
The recruitment process in a bank is sometimes long. You will pass a first interview and will not have any news for several weeks or even several months. This does not mean that your application has not been accepted.
Do not be too greedy salary level
You don’t have a degree or experience. Therefore, you must remain modest in your salary expectations if you want to have a chance of getting a job. Rest assured, you will be able to prove yourself once hired and ask for a better salary at that time.